The South Dakota Division of Motor Vehicles has an Electronic Lien & Title System (ELT). As a result, a title certificate is not printed on any title that is issued that indicates a lien.
Lenders have the option to utilize a third party provider that will provide a lender with electronic notices of title and lien when a record is issued in the state system. Upon release of a lien, a participating lender will release a lien electronically through its provider. Upon receipt of the electronic lien release, the title will be printed and mailed to the owner, unless directed otherwise by the lender.
Lenders that do not participate through a provider will not receive notification that advises them of a title issuance or lien perfection; however, access to search the state’s title system to verify title and lien records will be available upon implementation of the ELT system.
For questions about the Electronic Lien & Title process, please email us at DOR.DMVELT@state.sd.us